Does anyone know if there are companies that will insure a street-legal vehicle for on-road and off-road? I found out my insurance company (nationwide) does not offer any kind of off-road coverage for a street-legal vehicle. Apparently they do offer coverage for off-road only vehicles (dirt bikes, ATVs). I would be interested in adding supplemental off-road coverage since I have an umbrella policy for the house, boat, jeeps that I would just assume keep.